Leap of Faith Financial Services Inc. Privacy Policy

Last Updated: January 14, 2020

Applicable to all websites owned and/or operated by Leap of Faith Financial Services Inc. (“Leap”, “we”, “us” or “our”)

We own and/or operate a network of websites, including math.com and school.com. Your privacy is important to us. We have created this Privacy Policy to demonstrate our commitment to your privacy when you use our websites.

This Privacy Policy outlines how Leap collects, uses and discloses your personal information gathered about you, in conformance with its applicable privacy law obligations.

This Privacy Policy applies to information we collect, use or disclose when you:

·         use any of our websites;

·         submit personal information to Leap, including on a voluntary basis;

·         authorize us to obtain personal information from other sources, and

·         interact with us in any other way (by telephone, email, fax, mail, and in person). 

IF YOU DO NOT AGREE WITH THIS PRIVACY POLICY, PLEASE DO NOT USE OUR WEBSITES OR PROVIDE US WITH YOUR PERSONAL INFORMATION.

What is personal information?

Personal information is any information, whether factual or subjective, about an identifiable person. This includes information such as your name, address, telephone number, and e-mail address.

This Privacy Policy is not intended to cover information other than personal information, such as business or anonymous information.

Your consent

Leap will obtain your consent (through this Privacy Policy or other means) to collect, use and/or disclose personal information except where we are authorized or required by law to do so without consent. From time to time, we may wish to use or disclose your personal information for new or additional purposes. We will obtain your consent to use or share your personal information for such new or additional purposes before doing so.

How we collect and use your information

Leap will inform you of the purposes for which we collect, use and share personal information before or at the time the information is collected. In addition to the purposes identified below, we may inform you of other purposes from time to time, either in writing or orally.

Leap will not collect or use information indiscriminately and will limit collection of information to that which is reasonable and necessary for the purposes it was collected or as authorized by law.

We may process your IP address when you visit our websites. We may process webserver logs and IP addresses for the purpose of diagnosing problems with our servers, security purposes, and detecting abusive behaviour. We may also log the IP address if users fill out our contact forms, for the purpose of preventing abusive behaviour. For example, if a malevolent user sends abusive and/or illegal messages to us, we can then take steps to block that IP address and/or forward that information to relevant law enforcement agencies.

Our Contact Form require users to provide us with the following contact information along with their message: (1) name, (2) email address, (3) telephone number, and (4) company name. The following information is optional in the Contact form: (1) mailing address, city, state/province, and country (2) fax number, and (3) web address. Such information is used in order to be able to respond to the user’s message, and to prevent abuse. A user may optionally reach out to us without using that contact form, for example by fax, telephone or by postal mail.

If a user registers domain names through us, additional data such as address information as required by the policies for WHOIS, as determined by ICANN, registry operators, and Tucows (the registrar for which we provide reseller services) is collected. Applicable domain name registration agreement terms (including additional privacy terms) are detailed on our website here.

Additionally, we may collect and use your information:

·         for researching, analyzing, developing, managing, protecting and improving our business operations;

·         to manage our business and day-to-day business and operational needs;

·         to comply with our legal obligations; and

·         to fulfil other purposes related to any of the above.

De-identified, aggregate or anonymized information

We may also de-identify, aggregate or anonymize information to identify trends, manage our business, develop statistical information, understand how we are performing, or develop relevant products, services or offers. Such information may also be shared with third parties for other analytical purposes but will not personally identify any individual and therefore is not subject to this Privacy Policy.

Cookies

What is a cookie?

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

Leap’s cookies usage

Our websites, like many websites operated by others, store cookies on your computer. These cookies are used by us in several ways including enabling certain features, remembering choices that you make, improving the efficiency of this site, and to provide to us information about how people use the sites so we can improve them.

Our websites’ cookies will either be deleted or not deleted automatically when you close your browser depending upon the need to retain the information in the cookie between your visits to this website. If you do not allow our websites to use cookies, then certain features or sections of the sites may not be available to you or may not function as expected.

In the course of serving advertisements to this site, our third-party advertisers may place or recognize a unique cookie on your browser or use web beacons to collect information, combat fraud/abuse, and to cap the frequency of ads (i.e. the number of times an ad is seen within a certain period). You can manage your cookies preferences through the relevant mechanisms in your web browser (see the preferences or options menus). For more information on blocking cookies or targeted advertising, visit www.aboutads.info, the Digital Advertising Alliance of Canada, or check your browser’s instructions.

Google cookies, personalization and analytics

Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA (“Google”), as a Leap third-party vendor, uses advertising cookies to enable it and its partners to serve ads to our users based on their visit to our sites and/or other sites on the internet. Google uses cookies to serve ads on our sites based on a user’s prior visits to our websites or other websites (so-called “behavioural ads” or “personalized ads”). For example, if you visit a hotel company’s website to purchase a vacation (and that website shares data with Google), and then visit one of our websites such as math.com later, you might see relevant ads on topics such as travel insurance or car rentals related to that vacation on math.com. Similarly, if you use math.com and later visit a recipes website, you might see ads for math tutoring or math textbooks on the recipes website. By increasing the relevance of ads based on your overall browsing experience, personalized ads generally provide a better experience compared to ads that are more broadly targeted (and which are thus less likely to be of interest to you).

Users may review Google’s use of advertising cookies and manage settings via Google's advertising policy page. Users may opt out of personalized advertising by visiting Ads Settings. At this time, Google’s personalized advertising has been disabled for users from the EU and California across our sites. Google also cares about your privacy, and you can read their own Privacy Policy here. Further information from Google concerning cookies can be found here.

Leap also uses Google Analytics, a web analytics tool from Google. Google Analytics uses information obtained by the cookies to evaluate your use of our website for us, to create reports on website activities and to provide further services related to the website and the internet usage for us. This information may be transmitted to a server in the USA and stored there. Please note that Google Analytics information may be disclosed to marketing agency partners that use the data to optimize marketing campaigns. Google will not associate your IP address with any other data held by Google. More information about Google Analytics’ data practices can be found here. You can deactivate the Google Analytics function with a browser add-on, which you can download here. To do this you must install that browser add-on. This will prevent the analysis information from being sent to Google.

Opting out of a network does not mean you will no longer receive online advertising. It does mean that the network from which you opted out will no longer deliver ads tailored to your web preferences and usage patterns.

Do not track mechanism

Because of the changing state of technology, we currently do not make any guarantee that we will honour Do-Not-Track signals delivered by your browser.

Children’s information

Some of our sites are intended for use by both children and adults for educational purposes. We recognize the importance of privacy with respect to children’s information (i.e. anyone under the age of 18) and will follow guidelines intended to uphold such privacy.

To this end, on those applicable sites, we will NOT:

·         Collect personal information (either online or offline) of anyone under the age of 18 without seeking prior parental/guardian consent, which may include an opportunity for the parent to limit use of the information and participation in the activity;

·         Disclose to third parties the personal information of anyone under the age of 18 without seeking prior parental/guardian consent;

·         Provide the ability to publicly post or otherwise distribute personal information of anyone under the age of 18 without seeking prior parental consent;

·         Entice any user under the age of 18 with the prospect of a special game, prize or other activity in order to divulge more information than necessary to participate in the activity.

Sharing of personal information

Leap may disclose your personal information to:

·         service providers or individuals who assist us in providing services, who perform functions on Leap’s behalf or for our internal business purposes;

·         third parties in connection with the potential merger, sale of all or part of Leap’s business, sale or transfer of our assets, bankruptcy (or similar event) and as part of completing such a transaction;

·         protect our or a third party's legal rights;

·         comply with applicable laws, regulations, legal process or enforceable governmental request;

·         comply with any court order or legal proceeding;

·         detect, prevent or otherwise address fraud or other criminal activity or errors, security or technical issues; or

·         protect against harm to the rights, property or safety of our company, our users or the public as required or permitted by law.

If Leap discloses personal information to third parties engaged to perform services for us, Leap prohibits the third party from using personal information for any purpose other than the specific purpose for which Leap supplies it.

Retention

Leap retains personal information only for the amount of time needed to fulfil the purposes for which it was collected or as permitted by law, after which the personal information is destroyed or made anonymous. Unless you tell us otherwise, your consent remains valid after termination of our relationship with you.

International Transfers

We are a company incorporated in Ontario, Canada, and are governed by the laws of that jurisdiction. By using our sites or providing personal information online, you are directly transferring personal information and non-identifiable information to us in Canada and may also be transferred and processed in other countries where our service providers are located. Canada and such other countries may not have the same level of data protection as your jurisdiction. Further, in certain circumstances, other foreign governments, courts, law enforcement agencies or regulatory agencies may be entitled to access the personal information collected and held by us.  By using our websites or any of our services, you consent to the collection, storage, and processing of your information in Canada and in any country to which we may transfer your information in the course of our operations.

Applicable laws

You agree that any legal action, proceeding, dispute or other matters relating to your access to, or use of, our websites or the information contained on the websites will be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable within Ontario without regard to conflict of law provisions. The Ontario Superior Court of Justice will have exclusive jurisdiction to resolve any disputes relating to this Privacy Policy, use our websites or the information contained on the websites.

Accessing or correcting your personal information

We take all reasonable steps to ensure that your personal information is accurate, up-to-date, complete, relevant and updated as necessary to fulfil the purposes for which it is used. You can contact us to request access to your personal information to review its accuracy or to update your personal information. Please make a request in writing using any of the contact methods outlined below.

Opt-out from communications and/or future products/services

We give our users the following options for (i) discontinuing communications from us and/or (ii) discontinuing receipt of our products or services: send email to: optout@LOFFS.com or use our opt-out form.

Links to third party websites

Some of our websites contain links to other websites that are not owned by or operated by us. Leap is not responsible for the privacy practices or content of any of such third party website to which we link. If you access such third party websites, either directly or via our websites, you should review the privacy policy of each third party site.

Contact us

If you have any questions/comments about our Privacy Policy, the practices of our websites, or your experiences with our websites, please contact us in writing through our Website Contact Form or at:

Address:         Leap of Faith Financial Services Inc.
34 Burnfield Avenue
Toronto, Ontario, Canada M6G 1Y5

Fax:                 +1 416 588 5641

Please note that we may need to confirm your identity or request additional details in order to process your request.

Changes to our privacy policy

We reserve the right to modify this Privacy Policy at any time, without notice, in our sole discretion, so please review it frequently. This Privacy Policy may be updated periodically to clarify our practices and to reflect new or different privacy practices, such as when we add new services, functionality or features to our websites. The revised Privacy Policy will be posted on this website. We will treat your personal information in accordance with the Privacy Policy in place at the time of collection of such information, or as you otherwise consent. Whenever you need to refer to this Privacy Policy you should refer to this website to ensure you have the most up to date version. You can determine when this Privacy Policy was last revised by referring to the date it was Last Updated above.